Supporting the Railway Family in 2024

The start of a new year can be a difficult time for many, as the effects of Christmas spending and borrowing can take a toll on finances. Coupled with the ongoing cost of living crisis in the UK, for many debt can become unmanageable and spiral out of control. We offer support to anyone in rail who may be facing financial difficulty with preventative measures such as our online tools and dedicated financial advice, as well as our grants programmes for those most in need. 

Our Financial Health Assistant provides a free and quick financial health check, available to all railway people and their dependents.

Digital Tools from MoneyHelper and PayPlan provide assistance with budgeting, savings, universal credit payments and other financial situations.

For those in more complicated situations or in need of debt advice, we can help. Through our partnership with Citizens Advice, RBF can provide free and confidential, general and specialist debt advice. The service is prioritised for railway people and offered over the phone or email with an experienced debt advisor.

Furthermore, our trained caseworkers are able to offer advice and signposting for a range of financial issues, including benefits, pensions and utility bills. If in doubt, call our team on 0345 241 2885 or email support@railwaybenefitfund.org.uk